Your money,
beautifully clear.

8 diagnostic tools + 1 expenses tracker. Your complete financial picture, in one workbench.

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ABC Money Tools

Navigate your money with confidence. Track spending, net worth and goals — and know exactly where you stand.

Available in English & Chinese · Net-worth tracking · Traco

Your dashboard

See your money,
at a glance.

ABC Money Tools · Dashboard
Where You RankFull breakdown →
Top 38%
▲ 4 pts since March

among Malaysians aged 30–35 · RM 84,250 vs RM 62,000 median

BottomMedianTop 1%
Real Growth · 12 months
+3.2%
richer in real terms
Net worth+6.2%
EPF~5.5%
Inflation3.0%
Fixed deposit2.5%
Cash Flow
InOut
W1
W2
W3
W4

Spent RM 5,250 · ▼ 8% vs last month

Spending vs BudgetManage →

RM 1,990 of RM 2,100 · 1 over

FoodRM 950 / 1,000
Dining OutRM 480 / 400
RM 80 over budget
TransportRM 560 / 700
What you get

Everything your
money needs.

🏦

Net worth, fully local

EPF, ASB, Bursa, banks and cash, minus your debts — your real net worth, tracked live.

Net worth
📊

Spending & budgets

Auto-categorised transactions, weekly cash flow, and budgets that flag overspend before it hurts.

Budgets
🧭

Traco

An 8-part guided diagnosis of your money — Earn, Keep, Grow, Multiply — with personalised AI insight.

Reality Check
🎯

Goals that fit here

Hajj fund, property deposit, emergency fund — tracked to the ringgit, with the monthly pace to hit them.

Goals
🏆

Where You Rank

See your net-worth percentile against Malaysians your age — and watch yourself climb, every month.

Rank
📈

Real Growth

Are you beating EPF and inflation? See whether you're truly getting richer, in one glance.

Real growth
Bonus · Live tool

Expenses Tracker

Daily expense logging + auto-categorisation + monthly cashflow report. Built into ABC Money Tools — yours free when you sign up today.

Categories12
CurrencyRM
ExportCSV · PDF
RM-nativeEPF, ASB & unit trustsEnglish & ChineseImport or add transactions
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Know where you
really stand.

Join Malaysians using ABC Money Tools to track, diagnose and accelerate their money.

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